✅ SMS Terms & Conditions

Last Updated: November 2025

These SMS Terms & Conditions (“SMS Terms”) explain how LB Wallet (“we,” “us,” or “our”) communicates with you through SMS text messaging. By providing your phone number and opting in to receive text messages, you agree to these SMS Terms and our Privacy Policy.

✅ 1. Consent to Receive Text Messages

By submitting your phone number through our website, forms, onboarding process, or by texting a keyword to our number, you provide express consent to receive SMS text messages from LB Wallet.

Messages may include:

• Account or system notifications

• Payment updates or confirmations

• Support or service-related communications

• Product updates

• Promotional or marketing messages (only if you choose to opt in)

Message frequency may vary.

Consent to receive SMS messages is not required to use LB Wallet.

✅ 2. Opt-Out Instructions

You may opt out of SMS messages at any time by replying:

STOP

After opting out, you may receive one final message confirming your request.

You can also request removal by contacting us at:
📧 lbwalletaccessibility@gmail.com

✅ 3. Message & Data Rates

Standard messaging and data rates may apply depending on your mobile carrier.
LB Wallet is not responsible for any charges you may incur from your carrier.

✅ 4. Supported Carriers

Our messaging program supports major U.S. mobile carriers.
However, delivery of messages may be affected by factors outside of our control such as carrier limitations, device settings, or service outages.

LB Wallet is not liable for delayed or undelivered messages.

✅ 5. Privacy

We respect your privacy.
Your phone number will only be used for communications described in these SMS Terms and in our Privacy Policy.

We do not sell or share your phone number with third parties for marketing.

For more information, please review our Privacy Policy at:
https://lbwalletpay.com/privacy-policy (replace with your actual link)

✅ 6. Age Restrictions

You must be 18 years or older to participate in the LB Wallet SMS program.

✅ 7. Types of SMS Messages

Our messaging program may include:

✅ Transactional Messages

Critical account notifications, payment updates, system alerts, or support responses.

✅ Informational Messages

Platform updates, feature changes, or general business communications.

✅ Promotional Messages (only if you choose to opt in)

Offers, announcements, or marketing content.
Promotional messages are optional and require separate consent.

✅ 8. Help & Support

If you need assistance, reply HELP to any message, or contact:

📧 lbwalletaccessibility@gmail.com

✅ 9. Changes to These SMS Terms

We may update these SMS Terms periodically.
The updated version will be posted on this page with a new “Last Updated” date.